Perspective From Every Angle

Our Blog: Lending Perspective

Cash Surrender Insurance Policy Loans

Years back, when I was working for a small business, I tried to figure out how I was going to make payroll. The reason why was we were in a recession. Times were tough. I was worried and we were running out of options. I went through our books and th… Read More
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Categories: Tax

OSHA Violations - What To Do If You Receive a Citation

Has your company been cited for an OSHA violation? Are you worried about being cited? Has your work site been red-tagged? With all of the regulations in place, what’s your recourse? Breaking the issue down into small steps or pieces is best. An… Read More
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Categories: OSHA, Regulatory

Search Warrants Part 3 - The Affidavit

In this post, we will review some of the issues that your attorney should be focusing on in the affidavit attached to the warrant. Read More
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Search Warrants Part 2 - The Face Page

In this post we discuss some of the details that your lawyer should be looking closely at when reviewing the warrant face page. Read More
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Search Warrants - What To Do If You Get One

What do you do when a peace officer is serving a search warrant on your premises, your house, or your car? The first thing to do is take a deep breath and calm yourself down as much as you can. Read More
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Stock Warrants - What Are…

Stock Warrants - What Are They?

Companies that are in growth mode may find it useful to issue warrants for equity in the company. A warrant is a document that gives the holder the right to purchase a certain amount of stock of the company at a date in the future, at a set price (kn… Read More
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Categories: Contracts, Corporate

What to look for in a contract

Let’s say you have a contract provided to you by a vendor. It looks like a printed form document that is full of boilerplate. Do you assume it’s all “standard” language and just sign? Of course, as a lawyer, I always advise people to read thi… Read More
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Categories: Contracts

Workouts - Negotiate, Negotiate, Negotiate

A default under a credit facility represents a moment of high risk to a company. It can result in severe consequences, depending on the nature of the default. However, both sides may hope to mitigate the consequences by engaging in a workout or restr… Read More
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Categories: Debt, Workouts

Should I Contact My Lender When Going Into Default?

For businesses with lines of credit or term loans, these times can bring a lot of uncertainty. You may find yourself wondering if you can stay in compliance with the terms of your credit facility, given the way your business results are trending. Wha… Read More
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CARES Act Loans - Is My Business Eligible?

The recently passed “CARES Act” provides opportunities for small businesses to obtain loans intended to cover things like the cost of payroll, rent, and utilities over the next couple of months, while the COVID-19 crisis continues. CARES Act loan… Read More
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Categories: Regulatory

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